{"id":850,"date":"2024-09-18T02:11:00","date_gmt":"2024-09-18T02:11:00","guid":{"rendered":"https:\/\/medal.kino.dengun.net\/libero-dolor-ipsa-sit-possimus-et\/"},"modified":"2025-09-08T15:23:57","modified_gmt":"2025-09-08T15:23:57","slug":"seguro-multirriscos-habitacao-porque-deve-ter-e-manter-atualizado","status":"publish","type":"post","link":"https:\/\/medal.kino.dengun.net\/pt\/blog-noticias\/seguro-multirriscos-habitacao-porque-deve-ter-e-manter-atualizado\/","title":{"rendered":"Seguro multirriscos habita\u00e7\u00e3o - porque deve ter e manter atualizado"},"content":{"rendered":"<p>Portugal continua a ser um destino de elei\u00e7\u00e3o para quem procura um clima ameno, uma cultura rica e uma qualidade de vida excecional. No entanto, o risco de furto, sismos e outras cat\u00e1strofes naturais tem vindo a aumentar de ano para ano e estes fatores sublinham a import\u00e2ncia de ter um seguro multirriscos habita\u00e7\u00e3o adequado e atualizado, especialmente quando consideramos que a casa \u00e9 um dos maiores investimentos que faremos ao longo da vida.<br><br><strong>Como fazer e o que segurar?<br><\/strong>Na MEDAL, desenvolvemos uma ap\u00f3lice de seguro de habita\u00e7\u00e3o exclusiva para proteger o seu patrim\u00f3nio. Oferecemos tanto seguros de edif\u00edcio como de conte\u00fado e de All Risks, Joias e objetos de valor.  Para fazer o seguro, dever\u00e1 ter em considera\u00e7\u00e3o as seguintes preocupa\u00e7\u00f5es para atribuir \/ fixar os capitais seguros:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00a0 \u00a0 Custo de Reconstru\u00e7\u00e3o<\/strong>\u00a0: este valor deve incluir n\u00e3o s\u00f3 o edif\u00edcio, mas tamb\u00e9m terra\u00e7os, muros, veda\u00e7\u00f5es, piscinas e outras pequenas constru\u00e7\u00f5es;<\/li>\n\n\n\n<li><strong>\u00a0 \u00a0 Conte\u00fado<\/strong>\u00a0: os valores a segurar devem ser suficientes para substituir os objetos segurados por novos (New for Old).<\/li>\n<\/ul>\n\n\n\n<p><strong>Por que motivo deve rever anualmente o seu Seguro?<br><\/strong>Sendo a casa, porventura, o seu maior investimento em Portugal, deve garantir que tanto o edif\u00edcio como o seu conte\u00fado mant\u00eam-se com os capitais seguros adequados. Furtos e cat\u00e1strofes naturais (como sismos, tempestades, chuvas intensas ou mesmo inc\u00eandios) n\u00e3o s\u00e3o assim t\u00e3o incomuns em Portugal, pelo que uma ap\u00f3lice com os capitais seguros desatualizados pode ter consequ\u00eancias desastrosas em caso de ocorr\u00eancia de um sinistro.<br><br>Leia mais sobre este assunto no novo artigo do Portugal Resident:&nbsp;<a href=\"https:\/\/www.portugalresident.com\/home-insurance-why-you-must-have-it-and-keep-it-updated\/\" target=\"_blank\" rel=\"noreferrer noopener\">aqui<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Portugal continues to be a top choice for those seeking a mild climate, rich culture, and exceptional quality of life. However, the risks of theft, earthquakes, and other natural disasters have been increasing year on year, highlighting the importance of having an appropriate and up-to-date home insurance policy, especially when considering that your home is [&hellip;]<\/p>","protected":false},"author":3,"featured_media":2357,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"class_list":["post-850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.9 (Yoast SEO v26.1.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home insurance \u2013 why you must have it and keep it updatedLibero dolor ipsa sit possimus et - MEDAL<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home insurance \u2013 why you must have it and keep it updatedLibero dolor ipsa sit possimus et\" \/>\n<meta property=\"og:description\" content=\"Portugal continues to be a top choice for those seeking a mild climate, rich culture, and exceptional quality of life. However, the risks of theft, earthquakes, and other natural disasters have been increasing year on year, highlighting the importance of having an appropriate and up-to-date home insurance policy, especially when considering that your home is [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/medal.kino.dengun.net\/pt\/blog-noticias\/seguro-multirriscos-habitacao-porque-deve-ter-e-manter-atualizado\/\" \/>\n<meta property=\"og:site_name\" content=\"MEDAL\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-18T02:11:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-08T15:23:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/medal.kino.dengun.net\/wp-content\/uploads\/2025\/07\/Home-insurance-\u2013-why-you-must-have-it-and-keep-it-updated.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jo\u00e3o Oliveira\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jo\u00e3o Oliveira\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/medal.kino.dengun.net\/blog-news\/home-insurance-why-you-must-have-it-and-keep-it-updated\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/medal.kino.dengun.net\/blog-news\/home-insurance-why-you-must-have-it-and-keep-it-updated\/\"},\"author\":{\"name\":\"Jo\u00e3o Oliveira\",\"@id\":\"https:\/\/medal.kino.dengun.net\/#\/schema\/person\/ceda4305fc345104403e1d15cc5007de\"},\"headline\":\"Home insurance \u2013 why you must have it and keep it updatedLibero dolor ipsa sit possimus et\",\"datePublished\":\"2024-09-18T02:11:00+00:00\",\"dateModified\":\"2025-09-08T15:23:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/medal.kino.dengun.net\/blog-news\/home-insurance-why-you-must-have-it-and-keep-it-updated\/\"},\"wordCount\":260,\"publisher\":{\"@id\":\"https:\/\/medal.kino.dengun.net\/#organization\"},\"image\":{\"@id\":\"https:\/\/medal.kino.dengun.net\/blog-news\/home-insurance-why-you-must-have-it-and-keep-it-updated\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/medal.kino.dengun.net\/wp-content\/uploads\/2025\/07\/Home-insurance-\u2013-why-you-must-have-it-and-keep-it-updated.jpg\",\"articleSection\":{\"1\":\"Uncategorized\"},\"inLanguage\":\"pt-PT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/medal.kino.dengun.net\/blog-news\/home-insurance-why-you-must-have-it-and-keep-it-updated\/\",\"url\":\"https:\/\/medal.kino.dengun.net\/blog-news\/home-insurance-why-you-must-have-it-and-keep-it-updated\/\",\"name\":\"Home insurance \u2013 why you must have it and keep it updatedLibero dolor ipsa sit possimus et - 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